Make Sure Your Family Will Be Okay

Set up a life insurance policy with our agency in Abilene, TX

Life is fragile, and in the event that something happens to you, you want to make sure your family will be okay. By obtaining life insurance, you can ensure financial compensation for your family after you pass. There are so many types to choose from - such as term and universal life insurance - it can be challenging to find the best one for your family. RGF Insurance Agency LLC will walk you through all of your options and partner you with our local insurance agent in Abilene, TX.

Get in touch with us today for more information.

Life insurance: knowing your options

Before you choose a life insurance policy, you want to get a little more information about each one. RGF Insurance Agency will help you understand your options so you can make a smart, informed decision.

A few of the most common policies include...

Term Life Insurance

With this policy, you purchase life insurance to last for a fixed period of time - anywhere from one to 30 years. It's one of the most affordable options, but if you live longer than the policy's term, your family won't receive any of the final payout.

Whole Life Insurance

This insurance policy is designed to last through the end of your life without any fixed lengths. The payout is guaranteed (although slightly more expensive than term life insurance), and you have a fixed premium that will continue for the duration of your life.

Universal Life Insurance

By choosing universal life insurance, you'll be able to guarantee your payout with consistent premiums. The rates are slightly lower than whole life insurance due to the policy's minimum cash value. However, if you begin to miss payments, you could forfeit the payout altogether.